Motorcycle Insurance

Comprehensive insurance for rental vehicles is unobtainable in Thailand so we have put together the chart below to show the various levels of insurance available to you depending on whether you are on one of our guided motorcycle tours or if you decide to “go it alone” with just motorcycle rental.

Please note that a daily premium is payable for the “Upgrade Insurance” whilst for the Guided Tours it is included as we are a fully bonded member with the Tourist Authority of Thailand.

 

Insurance Comparison Chart

Insurance Coverage

Guided Tours

Bike rental Only

Bike Rental + Upgrade Insurance

 

 

Medical Fees Up To 30,000 THB

 

Yes

Yes

Yes

 

 

Motorcycle Damage Liability Limitation 25,000 Thai Baht

 

Yes

No

No

 

 

Motorcycle Damage Liability Limitation 50,000 Thai Baht

 

Not Applicable

No

Yes

 

 

Free Motorcycle Collection in case of accident

 

Yes

No

No

 

 

Pay Out of up to One Million Thai Baht(1,000,000 THB) in case of Loss of Limb or In Case of Death

 

Yes

No

No

 

 

Damage to Property of Third Party Up To Twenty Five Thousand Baht(25,000 THB)

 

Yes

No

No

 

 

 

Frequently Asked Questions

Which side of the road do you drive on in Thailand?

Mostly on the left but sometimes the locals may choose otherwise. Don’t let it bother you ????

Are all the roads paved in Thailand?

Yes, all major and minor roads are paved and many customers comment that the roads here are generally of better quality than in their home country.

Do I have to wear a helmet when riding?

It is a legal requirement to wear a helmet though not always enforced. We provide helmets for both rider and passenger – it’s up to you whether you wear them or not.

Where can I go on the bike?

Scooters are designed to take you around the city and suburbs whilst big bikes can take you further afield. We have no strict policies on where you can go but will not come and get you if you are 500km away on a scooter!

Can I go to Laos or another country on one of your bikes?

No. Two reasons: firstly, we have your passport. Secondly, you don’t have the paperwork for the ownership of the bike, that documentation remains with us.

Why do you keep my passport?

It is collateral for us to ensure that you return our bike. All Chiang Mai rental shops operate in this way. We give you a copy which is all you need to check-in to hotels or satisfy any police or army checkpoints.

Hmmm, I’m not happy about leaving my passport. Is there an alternative?

Yes, a copy of your passport and a cash deposit of full value of the bike can be used as a substitute. This can be in any currency but must be cash as we don’t have the facility to take “suspended” credit card payments. The money will be kept in a 150KG safe and returned to you when you come back with our bike in the same condition as it left the shop.

What about driving licences?

A driving licence with a motorcycle endorsement is necessary for bikes of 250cc or more. An International Driving Permit is also preferable. For automatic scooters, we do not insist on a licence but require your assurance that your are competent to ride.

Update 6/2016: Police are increasingly asking for IDP if stopped. This is not a legal requirement as you are a tourist on holiday. However, they have you by the short and curlies so best to smile and if asked, pay the spot fine which is normally 500 baht.

More info here: http://driving-in-thailand.com/type-of-driving-licence-required/

What if I get stopped by the police?

Smile. Be polite and if you get the opportunity to pay an on the spot fine, do so. If you are taken to a police station, call us and we will try to help.